{"id":2449,"date":"2020-06-10T02:27:43","date_gmt":"2020-06-09T17:27:43","guid":{"rendered":"https:\/\/ecpplus.net\/weblog\/?p=2449"},"modified":"2024-03-03T20:31:19","modified_gmt":"2024-03-03T11:31:19","slug":"financial-independence-retire-early","status":"publish","type":"post","link":"https:\/\/ecpplus.net\/weblog\/financial-independence-retire-early\/","title":{"rendered":"FIRE (Financial Independence, Retire Early) \u672c\u306e\u307e\u3068\u3081"},"content":{"rendered":"<p>FIRE \u3068\u306f\u3001\u201d<strong>F<\/strong>inancial <strong>I<\/strong>ndependence, <strong>R<\/strong>etire <strong>E<\/strong>arly\u201d \u306e\u3053\u3068\u3067\u3001\u7d4c\u6e08\u7684\u81ea\u7acb\u306b\u3088\u308b\u65e9\u671f\u30ea\u30bf\u30a4\u30a2\u3092\u6307\u3057\u305f\u8a00\u8449\u3067\u3042\u308b\u3002<\/p>\n<div class=\"card mb-3\">\n  <div class=\"row no-gutters\">\n    <div class=\"col-sm-3\">\n      <a href=\"https:\/\/www.amazon.co.jp\/gp\/product\/B0855P4T9N\/ref=as_li_tl?ie=UTF8&camp=247&creative=1211&creativeASIN=B01LW7JZLC&linkCode=as2&tag=b4704523-22&linkId=2827d033a0e53f5c10c73977f47f0c5a\" target=\"_blank\">\n        <img decoding=\"async\" src=\"\/\/ws-fe.amazon-adsystem.com\/widgets\/q?_encoding=UTF8&MarketPlace=JP&ASIN=B0855P4T9N&ServiceVersion=20070822&ID=AsinImage&WS=1&Format=_AA600_&tag=b4704523-22\"  style=\"\" class=\"card-img\">\n      <\/a>\n    <\/div>\n    <div class=\"col-sm-9\">\n      <div class=\"card-body\" style=\"padding: 0.5rem 1rem; line-height: 1.5rem\">\n        <div class=\"mb-3\"><a href=\"https:\/\/www.amazon.co.jp\/gp\/product\/B0855P4T9N\/ref=as_li_tl?ie=UTF8&camp=247&creative=1211&creativeASIN=B01LW7JZLC&linkCode=as2&tag=b4704523-22&linkId=2827d033a0e53f5c10c73977f47f0c5a\" target=\"_blank\">FIRE \u6700\u5f37\u306e\u65e9\u671f\u30ea\u30bf\u30a4\u30a2\u8853\u2015\u2015\u6700\u901f\u3067\u304a\u91d1\u304b\u3089\u81ea\u7531\u306b\u306a\u308c\u308b\u7a76\u6975\u30e1\u30bd\u30c3\u30c9 | \u30af\u30ea\u30b9\u30c6\u30a3\u30fc\u30fb\u30b7\u30a7\u30f3, \u30d6\u30e9\u30a4\u30b9\u30fb\u30ea\u30e3\u30f3, \u5ca9\u672c \u6b63\u660e | \u30d3\u30b8\u30cd\u30b9\u30fb\u7d4c\u6e08<\/a><\/div>\n        <a href=\"https:\/\/www.amazon.co.jp\/gp\/product\/B0855P4T9N\/ref=as_li_tl?ie=UTF8&camp=247&creative=1211&creativeASIN=B01LW7JZLC&linkCode=as2&tag=b4704523-22&linkId=2827d033a0e53f5c10c73977f47f0c5a\" target=\"_blank\" class=\"btn btn-info\">Amazon\u3067\u8cfc\u5165\u3059\u308b<\/a>\n        <span class=\"text-muted ml-2\">(Kindle\u3067\u3082\u8aad\u3081\u307e\u3059)<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<p>\u3053\u306e\u5358\u8a9e\u3092\u77e5\u3089\u306a\u304b\u3063\u305f\u306e\u3060\u304c\u300130\u6b73\u524d\u5f8c\u3067\u307b\u307c\u30ea\u30bf\u30a4\u30a2\u3057\u3066\u308b\u307d\u3044\u4eba\u306b\u306f\u7d50\u69cb\u4f1a\u3063\u305f\u3053\u3068\u304c\u3042\u308b\u3002\u4f1a\u3063\u305f\u4e2d\u3067\u306f\u3001\u30b7\u30ea\u30b3\u30f3\u30d0\u30ec\u30fc\u3067\u50cd\u3044\u3066\u3044\u305f\u3068\u3044\u3046\u4eba\u304c\u591a\u3044\u3002\u5358\u7d14\u306b\u3001\u81ea\u5206\u304c\u30a8\u30f3\u30b8\u30cb\u30a2\u306a\u306e\u3067\u8a71\u304c\u76db\u308a\u4e0a\u304c\u308a\u3084\u3059\u3044\u3068\u3044\u3046\u30d0\u30a4\u30a2\u30b9\u304c\u304b\u304b\u3063\u3066\u308b\u3060\u3051\u304b\u3082\u3057\u308c\u306a\u3044\u304c\u3002<\/p>\n<p>\u306a\u3093\u3068\u306a\u304f\u8aad\u3093\u3067\u307f\u305f\u3068\u3053\u308d\u3001<strong>\u751f\u6d3b\u8cbb\u3092\u3044\u304b\u306b\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u304b\u3089\u5207\u308a\u5d29\u3059\u304b\u3001\u3068\u3044\u3046\u65b9\u6cd5\u304c\u53c2\u8003\u306b\u306a\u3063\u305f<\/strong>\u306e\u3067\u307e\u3068\u3081\u3066\u307f\u305f\u3002<\/p>\n<h2>\u3053\u306e\u672c\u306e\u30dd\u30a4\u30f3\u30c8<\/h2>\n<ul>\n<li>\u65e9\u671f\u30ea\u30bf\u30a4\u30a2\u306b\u5fc5\u8981\u306a\u8cc7\u7523\u306f\u30011\u5e74\u5206\u306e\u751f\u6d3b\u8cbb\u306e25\u500d<\/li>\n<li>\u8cc7\u7523\u306e\u69cb\u7bc9\u306f\u7bc0\u7d04\u3068\u73fe\u4ee3\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u7406\u8ad6\u3068\u30c9\u30eb\u30b3\u30b9\u30c8\u5e73\u5747\u6cd5<\/li>\n<li>\u8cc7\u7523\u304b\u3089\u30ad\u30e3\u30c3\u30b7\u30e5\u3092\u4f7f\u3046\u969b\u306e\u6226\u7565\u304c\u5927\u4e8b\uff08\u3053\u306e\u672c\u3067\u826f\u304b\u3063\u305f\u70b9\uff09<\/li>\n<\/ul>\n<h2>\u65e9\u671f\u30ea\u30bf\u30a4\u30a2\u306b\u5fc5\u8981\u306a\u8cc7\u7523\u306f\u30011\u5e74\u5206\u306e\u751f\u6d3b\u8cbb\u306e25\u500d<\/h2>\n<p>\u7c21\u5358\u306b\u8a00\u3048\u3070\u3001\u8cc7\u7523\u30924%\u306e\u5229\u56de\u308a\u3067\u904b\u7528\u3057\u3066\u8cc7\u7523\u306e4%\u306e\u751f\u6d3b\u8cbb\u3067\u66ae\u305b\u3070\u3001\u6c38\u9060\u306b\u8a66\u7b97\u3092\u6e1b\u3089\u3055\u305a\u306b\u66ae\u3089\u305b\u307e\u3059\u306d\u3002\u3068\u3044\u3046\u8a71\u3060\u30024% \u306f\u5e02\u5834\u304b\u3089\u5f97\u3089\u308c\u308b\u73fe\u5b9f\u7684\u306a\u30ea\u30bf\u30fc\u30f3\u304b\u3089\u7a0e\u91d1\u3092\u5f15\u3044\u305f\u6570\u5b57\u3068\u306e\u3053\u3068\u3060\u3002<\/p>\n<ul>\n<li>1\u5e74\u306e\u751f\u6d3b\u8cbb\u304c500\u4e07\u5186\u306a\u3089\u30011\u51042,500\u4e07\u5186\u306e\u8cc7\u7523<\/li>\n<li>1\u5e74\u306e\u751f\u6d3b\u8cbb\u304c200\u4e07\u5186\u306a\u3089\u30015,000\u4e07\u5186\u306e\u8cc7\u7523<\/li>\n<\/ul>\n<p>\u3067\u305d\u308c\u305e\u308c\u65e9\u671f\u30ea\u30bf\u30a4\u30a2\u304c\u53ef\u80fd\u3068\u306a\u308b\u8a08\u7b97\u3060\u3002\u5fc5\u8981\u306a\u751f\u6d3b\u8cbb\u304c\u5c11\u306a\u3051\u308c\u3070\u5c11\u306a\u3044\u307b\u3069\u3001\u8cc7\u7523\u3082\u5c11\u306a\u304f\u3066\u3044\u3044\u3002\u3068\u3044\u3063\u3066\u3082\u304b\u306a\u308a\u5fc5\u8981\u3060\u3051\u3069\ud83e\udd2f<\/p>\n<p>\u3053\u306e\u672c\u3067\u3082\u89e6\u308c\u3089\u308c\u3066\u3044\u308b\u304c\u3001\u30a2\u30e1\u30ea\u30ab\u3001\u30ab\u30ca\u30c0\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30b7\u30b9\u30c6\u30e0\u3061\u3087\u3063\u3068\u30d0\u30b0\u3063\u3066\u3066\u3001\u4e0a\u624b\u304f\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f5c\u308b\u3068\u7279\u5178\u3067\u76f8\u5f53\u304a\u91d1\u304c\u3082\u3089\u3048\u308b\u307f\u305f\u3044\u3060\u3002\u65e5\u672c\u3067\u3082\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f5c\u308b\u30681,2\u4e07\u5186\u3068\u304b\u3082\u3089\u3048\u305f\u308a\u3059\u308b\u3051\u3069\u3001\u30a2\u30e1\u30ea\u30ab\u3060\u3068\u30ec\u30d9\u30eb\u304c\u9055\u3046\u3063\u307d\u3044\u300260\u30f6\u56fd\u304f\u3089\u3044\u65c5\u884c\u3057\u305f\u3068\u3044\u3046\u30a2\u30e1\u30ea\u30ab\u306e\u7a0e\u7406\u58eb\u306b\u4f1a\u3063\u305f\u3051\u3069\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u4f5c\u308a\u307e\u304f\u3063\u3066\u7279\u5178\u3067\u98db\u884c\u6a5f\u306b\u4e57\u3063\u3066\u3066\u3001\u307b\u3068\u3093\u3069\u81ea\u5206\u306e\u304a\u91d1\u3067\u30c1\u30b1\u30c3\u30c8\u8cb7\u3063\u305f\u3053\u3068\u306a\u3044\u3068\u8a00\u3063\u3066\u305f\u3002\u3053\u306e\u8a71\u805e\u3044\u3066\u3001\u65e5\u672c\u3067\u300c\u304a\u5f97\u306a\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u300d\u3092\u63a2\u3059\u306e\u306b\u6642\u9593\u4f7f\u3046\u306e\u306f\u6b62\u3081\u3088\u3046\u3063\u3066\u6c7a\u3081\u305f\ud83d\ude07<\/p>\n<h2>\u8cc7\u7523\u306e\u69cb\u7bc9\u306f\u7bc0\u7d04\u3068\u73fe\u4ee3\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u7406\u8ad6\u3068\u30c9\u30eb\u30b3\u30b9\u30c8\u5e73\u5747\u6cd5<\/h2>\n<p>\u8cc7\u7523\u306e\u69cb\u7bc9\u306b\u3064\u3044\u3066\u306f\u3088\u304f\u8a00\u308f\u308c\u3066\u3044\u308b\u3053\u3068\u3068\u5927\u4f53\u540c\u3058\u306a\u306e\u3067\u3001\u8aad\u307f\u98db\u3070\u3057\u3066\u3082\u826f\u3044\u3068\u601d\u3046\u3002<strong>\u3053\u306e\u8457\u8005\u306f\u3001\u3068\u306b\u304b\u304f\u7bc0\u7d04\u304c\u4e00\u756a\u5927\u4e8b\u3068\u8a00\u3063\u3066\u308b<\/strong>\u3002<\/p>\n<p>\u6295\u8cc7\u65b9\u6cd5\u306b\u3064\u3044\u3066\u306f Wikipedia \u3078\u306e\u30ea\u30f3\u30af\u3060\u3051\u8cbc\u3063\u3068\u304d\u307e\u3059\u3002<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"https:\/\/ja.wikipedia.org\/wiki\/%E7%8F%BE%E4%BB%A3%E3%83%9D%E3%83%BC%E3%83%88%E3%83%95%E3%82%A9%E3%83%AA%E3%82%AA%E7%90%86%E8%AB%96\" rel=\"noreferrer noopener\">\u73fe\u4ee3\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u7406\u8ad6 &#8211; Wikipedia<\/a><\/li>\n<li><a target=\"_blank\" href=\"https:\/\/ja.wikipedia.org\/wiki\/%E3%83%89%E3%83%AB%E3%83%BB%E3%82%B3%E3%82%B9%E3%83%88%E5%B9%B3%E5%9D%87%E6%B3%95\" rel=\"noreferrer noopener\">\u30c9\u30eb\u30fb\u30b3\u30b9\u30c8\u5e73\u5747\u6cd5 &#8211; Wikipedia<\/a><\/li>\n<\/ul>\n<p>\u8272\u3005\u306a\u610f\u898b\u304c\u3042\u308b\u3051\u3069\u3001<strong>\u8cc7\u7523\u904b\u7528\u306e\u7d20\u4eba\u3067\u3042\u308b\u50d5\u3089\u306e\u3088\u3046\u306a\u4eba\u305f\u3061\u306b\u3068\u3063\u3066\u306f<\/strong>\u3001\u4eca\u56de\u306e\u30b3\u30ed\u30ca\u30b7\u30e7\u30c3\u30af\u306e\u3088\u3046\u306a\u5927\u66b4\u843d\u3067\u3082\u30c0\u30e1\u30fc\u30b8\u3092\u6291\u3048\u3001<strong>\u611f\u60c5\u306b\u632f\u308a\u56de\u3055\u308c\u305a<\/strong>\u306b\u8cb7\u3044\u7d9a\u3051\u3089\u308c\u308b\u3053\u306e\u7d44\u307f\u5408\u308f\u305b\u306f\u30d9\u30b9\u30c8\u306a\u65b9\u91dd\u306e\u3046\u3061\u306e1\u3064\u3060\u3068\u601d\u3046\ud83d\ude42<\/p>\n<p>\u4e00\u822c\u7684\u306b\u306f\u3001\u904e\u53bb\u306e\u6570\u5b57\u3092\u898b\u308b\u9650\u308a\u3001\u682a\u306715\u5e74\u9593\u904b\u7528\u3059\u308c\u3070\u3069\u3093\u306a\u306b\u60aa\u3044\u72b6\u6cc1\u3067\u3082\u30d7\u30e9\u30b9\u306b\u306a\u3063\u3066\u3044\u308b\u3068\u3044\u3046\u3053\u3068\u3060\u304c\u3001\u305d\u308c\u3088\u308a\u77ed\u304410\u5e74\u7a0b\u5ea6\u3067\u65e9\u671f\u30ea\u30bf\u30a4\u30a2\u3092\u8003\u3048\u308b\u306a\u3089\u3070\u3001\u6700\u521d\u304b\u3089\u50b5\u5238\u304c\u591a\u3081\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306b\u306a\u308b\u3093\u3058\u3083\u306a\u3044\u304b\u306a\u3068\u8a00\u3046\u6c17\u304c\u3059\u308b\u3002<\/p>\n<h2>\u8cc7\u7523\u304b\u3089\u30ad\u30e3\u30c3\u30b7\u30e5\u3092\u4f7f\u3046\u969b\u306e\u6226\u7565\u304c\u5927\u4e8b\uff08\u3053\u306e\u672c\u3067\u826f\u304b\u3063\u305f\u70b9\uff09<\/h2>\n<p>\u4e00\u822c\u306b\u8a00\u308f\u308c\u3066\u3044\u308b\u3001\u8cb7\u3046\u6642\u306f\u5b9a\u91cf\u3067\u58f2\u308b\u3068\u304d\u306f\u5b9a\u7387\u3001\u3068\u3044\u3046\u306e\u3068\u5927\u304d\u304f\u306f\u5909\u308f\u3089\u306a\u3044\u3002\u305f\u304f\u3055\u3093\u306e\u4eba\u3092\u8abf\u67fb\u3057\u305f\u7d50\u679c\u3001 FIRE \u306b\u6210\u529f\u3059\u308b\u304b\u5426\u304b\u306f\u3001\u6700\u521d\u306e5\u5e74\u9593\u3092\u4e57\u308a\u5207\u308b\u304b\u306b\u304b\u304b\u3063\u3066\u3044\u308b\u305d\u3046\u3060\u3002\u3088\u3063\u3066\u3001\u305d\u306e\u671f\u9593\u306b\u5927\u66b4\u843d\u304c\u8a2a\u308c\u3066\u3082\u8010\u3048\u3089\u308c\u308b\u6e96\u5099\u3092\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u3068\u3066\u3082\u5927\u4e8b\u3060\u3002<\/p>\n<ul>\n<li>\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u304b\u3089\u751f\u307f\u51fa\u3055\u308c\u308b\u5229\u56de\u308a\uff08\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u3068\u30a4\u30f3\u30ab\u30e0\u30b2\u30a4\u30f3\u4e21\u65b9\uff09\u3092\u6bce\u5e74\u751f\u6d3b\u8cbb\u7528\u306e\u73fe\u91d1\u306b\u5909\u63db\u3059\u308b\u306e\u3092\u57fa\u672c\u3068\u3059\u308b<\/li>\n<li>\u5024\u4e0b\u304c\u308a\u3057\u3066\u3044\u308b\u6642\u306f\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u5207\u308a\u5d29\u3055\u305a\u3001\u300c\u4e88\u5099\u8cc7\u91d1\u300d\u304b\u3089\u751f\u6d3b\u8cbb\u3092\u637b\u51fa\u3059\u308b<\/li>\n<li>\u300c\u4e88\u5099\u8cc7\u91d1\u300d\u306f\u30015\u5e74\u5206\u306e\u751f\u6d3b\u8cbb\u5206\u304f\u3089\u3044\u78ba\u4fdd\u3059\u308b<\/li>\n<\/ul>\n<p>\u4e88\u5099\u8cc7\u91d1\u306e\u78ba\u4fdd\u306f\u3001\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u5143\u672c\u306e\u6bc0\u640d\u3092\u9632\u3050\u305f\u3081\u306e\u6226\u7565\u3060\u3002<\/p>\n<p>\u306a\u305c5\u5e74\u304b\u3068\u3044\u3046\u3068\u3001\u6700\u8fd1\u306e\u5927\u66b4\u843d\u3082\u5927\u4f532\u5e74\u4ee5\u5185\u306b\u306f\u56de\u5fa9\u3057\u3066\u3044\u308b\u306e\u3067\u30015\u5e74\u5206\u5024\u4e0b\u304c\u308a\u3057\u3066\u3044\u308b\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u58f2\u3089\u305a\u306b\u8010\u3048\u3089\u308c\u308c\u3070\u307b\u307cOK\u3068\u3044\u3046\u7406\u7531\u3060\u3002<\/p>\n<p>5\u5e74\u5206\u306e\u751f\u6d3b\u8cbb = \u8cc7\u7523\u306e20%  \u3092\u5168\u90e8\u30ad\u30e3\u30c3\u30b7\u30e5\u3067\u6301\u3064\u308f\u3051\u3067\u306f\u306a\u304f\u3001\u4e0b\u8a18\u306e\u8a08\u7b97\u3067\u5f97\u3089\u308c\u308b\u91d1\u984d\u3092\u6301\u3066\u3070\u826f\u3044\u3002<\/p>\n<p>\u4e88\u5099\u30ad\u30e3\u30c3\u30b7\u30e5= <code>(\u5e74\u9593\u652f\u51fa - \u5e74\u9593\u4f59\u5270\u5229\u76ca) x 5\u5e74<\/code><\/p>\n<p>\u3068\u3044\u3046\u306e\u304c\u3053\u306e\u672c\u306b\u66f8\u304b\u308c\u3066\u3044\u305f\u304c\u3001\u3053\u308c\u306f\u524d\u63d0\u3068\u77db\u76fe\u3059\u308b\u6c17\u3082\u3057\u305f\ud83e\udd14<\/p>\n<p>\u524d\u63d0\u3068\u3057\u3066\u3001\u751f\u6d3b\u8cbb\u304c\u8cc7\u7523\u306e4%\u306a\u306e\u3067\u3001\u6bce\u5e74\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u304b\u3089\u5f97\u3089\u308c\u308b\u30ea\u30bf\u30fc\u30f3\u3092\u30ad\u30e3\u30c3\u30b7\u30e5\u306b\u56de\u3057\u3066\u3044\u305f\u5834\u5408\u3001\u5e74\u9593\u4f59\u5270\u5229\u76ca\u306f0\u306a\u306f\u305a\u3060\u3002<\/p>\n<p>\u3064\u307e\u308a\u3001\u3053\u306e\u8a08\u7b97\u5f0f\u306e\u8fbb\u8904\u304c\u5408\u3046\u305f\u3081\u306b\u306f\u3001\u4e0b\u8a18\u306e\u3044\u305a\u308c\u304b\u304c\u5fc5\u8981\u6761\u4ef6\u3068\u306a\u308b\u3002<\/p>\n<ul>\n<li>\u8cc7\u7523 x 0.04 &gt; \u5e74\u9593\u751f\u6d3b\u8cbb \u3067\u3042\u308b<\/li>\n<li>\u5229\u56de\u308a\u304c 5% \u3088\u308a\u5927\u304d\u3044<\/li>\n<\/ul>\n<p>1\u3064\u76ee\u306f\u3001\u5143\u3005\u591a\u3081\u306e\u8cc7\u7523\u3092\u6301\u3064\u4ee5\u5916\u306b\u3082\u3001\u8cc7\u7523\u4fa1\u5024\u304c\u4e0a\u304c\u308b\uff08\u904b\u306b\u3088\u308b\uff09\u304b\u3001\u751f\u6d3b\u8cbb\u3092\u4e0b\u3052\u308b\uff08\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb\u53ef\u80fd\uff09\u3067\u4e8b\u5f8c\u7684\u306b\u9054\u6210\u3059\u308b\u3053\u3068\u3082\u53ef\u80fd\u3060\u3068\u601d\u3046\u3002<\/p>\n<p>\u8457\u8005\u306f\u30ab\u30ca\u30c0\u306e\u9280\u884c\u3067\u8003\u3048\u3066\u3044\u3066\u3001\u66f8\u7c4d\u5185\u3067\u306f\u5229\u606f\u304c2,3%\u3067\u8a08\u7b97\u3057\u3066\u3044\u305f\u304c\u3001\u65e5\u672c\u306e\u9280\u884c\u9810\u91d1\u3067\u306f\u7121\u7406\u305d\u3046\u3060\u3002<\/p>\n<p>\u65e5\u672c\u3067\u8003\u3048\u308b\u306a\u3089\u3001\u5916\u8ca8\u5efaMMF\u3092\u4f7f\u3046\u3068\u826f\u3044\u304b\u3082\u3057\u308c\u306a\u3044\u3002\u6d41\u52d5\u6027\u304c\u9ad8\u304f\u30dc\u30e9\u30ea\u30c6\u30a3\u30ea\u30c6\u30a3\u304c\u4f4e\u3044\uff08\u307b\u307c\u70ba\u66ff\u5909\u52d5\u306e\u307f\uff09\u304b\u3089\u3060\u3002\u5229\u56de\u308a\u306f\u3057\u3070\u3089\u304f2%\u5f31\u304f\u3089\u3044\u3060\u3063\u305f\u304c\u3001\u73fe\u5728\u306f\u30b3\u30ed\u30ca\u30b7\u30e7\u30c3\u30af\u30670%\u8fd1\u304f\u306b\u306a\u3063\u3066\u3057\u307e\u3063\u305f\u306e\u3067\u3001\u4eca\u3060\u3068\u5fae\u5999\u304b\u3082\u3057\u308c\u306a\u3044\ud83e\udd10<\/p>\n<p>\u751f\u6d3b\u8cbb\u3092\u6e1b\u3089\u3059\u306e\u306f\u3001\u5358\u7d14\u306b\u7269\u4fa1\u306e\u5b89\u3044\u56fd\u3067\u904e\u3054\u3059\u6642\u9593\u3092\u5897\u3084\u305b\u3070\u9054\u6210\u3067\u304d\u308b\u3002\u3068\u3082\u66f8\u304b\u308c\u3066\u3044\u308b\u3002\u3053\u308c\u306f\u50d5\u81ea\u8eab\u3067\u3082\u77e5\u898b\u304c\u8caf\u307e\u3063\u3066\u304d\u305f\u306e\u3067\u3001\u307e\u305f\u5225\u306e\u6642\u306b\u307e\u3068\u3081\u3066\u307f\u305f\u3044\u3002<\/p>\n<p>\u3053\u306e\u672c\u306e\u5185\u5bb9\u3067\u306f\u306a\u3044\u306e\u3060\u304c\u3001\u30c9\u30eb\u30b3\u30b9\u30c8\u5e73\u5747\u6cd5\u3067\u9577\u671f\u306b\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u6295\u8cc7\u3092\u3057\u3066\u3044\u305f\u4eba\u304c\u3001\u5207\u308a\u5d29\u3059\u30d5\u30a7\u30fc\u30ba\u306b\u5165\u3063\u305f\u6642\u306b\u30b9\u30c8\u30ec\u30b9\u7121\u304f\u4e0a\u624b\u304f\u5207\u308a\u5d29\u3059\u3053\u3068\u304c\u672c\u5f53\u306b\u51fa\u6765\u308b\u306e\u304b\uff1f\u3068\u3044\u3046\u89b3\u70b9\u3082\u3042\u308b\u3088\u3046\u3060\u3002<\/p>\n<p>\u3053\u308c\u3092\u89e3\u6c7a\u3059\u308b\u6848\u304c\u3001\u9ad8\u914d\u5f53\u306e\u682aorETF\u3078\u306e\u6295\u8cc7\u3060\u3002\u8cc7\u7523\u5f62\u6210\u3068\u3044\u3046\u610f\u5473\u3067\u306f\u7a0e\u91d1\u3092\u5148\u306b\u6255\u3046\u5206\u4e0d\u5229\u3068\u8a00\u308f\u308c\u3066\u3044\u308b\u304c\u3001\u5207\u308a\u5d29\u3059\u5834\u9762\u3067\u30b9\u30c8\u30ec\u30b9\u306a\u304f\u751f\u6d3b\u8cbb\u3092\u5f97\u3089\u308c\u308b\u3068\u3044\u3046\u9762\u3067\u306f\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308b\u3002<\/p>\n<p>\u5358\u7d14\u306b\u3001\u3053\u308c\u307e\u3067\u30b3\u30c4\u30b3\u30c4\u3068\u7a4d\u307f\u7acb\u3066\u3066\u304d\u305f\u4eba\u304c\u3001\u3044\u304d\u306a\u308a\u300c\u58f2\u308b\u300d\u884c\u70ba\u304c\u6a5f\u68b0\u7684\u306b\u51fa\u6765\u308b\u306e\u304b\uff1f\u3068\u3044\u3046\u3053\u3068\u3068\u3001\u300c\u4eca\u58f2\u308b\u3068\u4e0d\u5229\u306a\u306e\u3067\u306f\uff1f\u300d\u3068\u8003\u3048\u3066\u3057\u307e\u3044\u30b9\u30c8\u30ec\u30b9\u306b\u306a\u308b\u304b\u3089\u3060\u3002<\/p>\n<p>\u5207\u308a\u5d29\u3059\u9803\u3092\u8003\u3048\u308b\u3068\u4e00\u7406\u3042\u308b\u304b\u3082\u3068\u601d\u3063\u305f\ud83e\udd14<\/p>\n<h2>\u8a08\u7b97\u6a5f\u3092\u4f5c\u3063\u305f<\/h2>\n<p>\u5f8c\u65e5\u3001\u7c21\u5358\u306b\u91d1\u984d\u3084\u5e74\u9f62\u304c\u8a08\u7b97\u3067\u304d\u308b\u30c4\u30fc\u30eb\u3092\u4f5c\u3063\u3066\u516c\u958b\u3057\u307e\u3057\u305f\u3002\u826f\u304b\u3063\u305f\u4f7f\u3063\u3066\u307f\u3066\u4e0b\u3055\u3044\u3002<\/p>\n<div class=\"card mb-3\">\n  <div class=\"row no-gutters\">\n    <div class=\"col-sm-12 col-md-3\" style=\"margin: auto 0\">\n      <a href=\"https:\/\/ecpplus.net\/weblog\/fire-calculator\/\">\n        <img decoding=\"async\" data-src=\"https:\/\/ecpplus.net\/weblog\/wp-content\/uploads\/2020\/06\/28898-300x165.jpg\" class=\"img-fluid img-card w-100 lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/165;\" \/>\n      <\/a>\n    <\/div>\n    <div class=\"col-sm-12 col-md-9\">\n      <div class=\"card-body\" style=\"padding: 0.25rem 1rem; line-height: 1.5rem\">\n        <a href=\"https:\/\/ecpplus.net\/weblog\/fire-calculator\/\">FIRE Calculator \u3092\u4f5c\u3063\u305f\u3010\u7d4c\u6e08\u7684\u81ea\u7acb\u3068\u65e9\u671f\u30ea\u30bf\u30a4\u30a2\u306e\u8a08\u7b97\u6a5f\u3011<\/a><br\/>\n        <small class=\"text-muted\">FIRE (\u7d4c\u6e08\u7684\u81ea\u7acb\u3068\u65e9\u671f\u30ea\u30bf\u30a4\u30a2) \u306b\u5fc5\u8981\u306a\u304a\u91d1\u3084\u5e74\u6570\u3092\u7c21\u5358\u306b\u8a08\u7b97\u3067\u304d\u308b\u30c4\u30fc\u30eb\u3092\u4f5c\u308a\u307e\u3057\u305f\u3002\r\n\u751f\u6d3b\u8cbb\u3092\u4e0b\u3052\u308b\u3053\u3068\u304c\u3044\u304b\u306b\u5927\u4e8b\u304b\u5206\u304b\u308a\u307e\u3059\u306d\u3002<\/small>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<h2>\u307e\u3068\u3081<\/h2>\n<p>\u500b\u4eba\u7684\u306b\u306f\u65e9\u671f\u30ea\u30bf\u30a4\u30a2\u3057\u305f\u3044\u3068\u3044\u3046\u6c17\u6301\u3061\u306f\u4eca\u306e\u3068\u3053\u308d\u5168\u304f\u306a\u3044\u3051\u308c\u3069\u3001 Financial Independence \u304c\u624b\u306b\u5165\u308b\u306b\u8d8a\u3057\u305f\u3053\u3068\u306f\u306a\u3044\u306a\u3068\u601d\u3046\u3002\u540c\u3058\u3088\u3046\u306b\u601d\u3046\u4eba\u306f\u591a\u3044\u306e\u3067\u306f\u306a\u3044\u3060\u308d\u3046\u304b\ud83d\ude42<\/p>\n<div class=\"card mb-3\">\n  <div class=\"row no-gutters\">\n    <div class=\"col-sm-3\">\n      <a href=\"https:\/\/www.amazon.co.jp\/gp\/product\/B0855P4T9N\/ref=as_li_tl?ie=UTF8&camp=247&creative=1211&creativeASIN=B01LW7JZLC&linkCode=as2&tag=b4704523-22&linkId=2827d033a0e53f5c10c73977f47f0c5a\" target=\"_blank\">\n        <img decoding=\"async\" src=\"\/\/ws-fe.amazon-adsystem.com\/widgets\/q?_encoding=UTF8&MarketPlace=JP&ASIN=B0855P4T9N&ServiceVersion=20070822&ID=AsinImage&WS=1&Format=_AA600_&tag=b4704523-22\"  style=\"\" class=\"card-img\">\n      <\/a>\n    <\/div>\n    <div class=\"col-sm-9\">\n      <div class=\"card-body\" style=\"padding: 0.5rem 1rem; line-height: 1.5rem\">\n        <div class=\"mb-3\"><a href=\"https:\/\/www.amazon.co.jp\/gp\/product\/B0855P4T9N\/ref=as_li_tl?ie=UTF8&camp=247&creative=1211&creativeASIN=B01LW7JZLC&linkCode=as2&tag=b4704523-22&linkId=2827d033a0e53f5c10c73977f47f0c5a\" target=\"_blank\">FIRE \u6700\u5f37\u306e\u65e9\u671f\u30ea\u30bf\u30a4\u30a2\u8853\u2015\u2015\u6700\u901f\u3067\u304a\u91d1\u304b\u3089\u81ea\u7531\u306b\u306a\u308c\u308b\u7a76\u6975\u30e1\u30bd\u30c3\u30c9 | \u30af\u30ea\u30b9\u30c6\u30a3\u30fc\u30fb\u30b7\u30a7\u30f3, \u30d6\u30e9\u30a4\u30b9\u30fb\u30ea\u30e3\u30f3, \u5ca9\u672c \u6b63\u660e | \u30d3\u30b8\u30cd\u30b9\u30fb\u7d4c\u6e08<\/a><\/div>\n        <a href=\"https:\/\/www.amazon.co.jp\/gp\/product\/B0855P4T9N\/ref=as_li_tl?ie=UTF8&camp=247&creative=1211&creativeASIN=B01LW7JZLC&linkCode=as2&tag=b4704523-22&linkId=2827d033a0e53f5c10c73977f47f0c5a\" target=\"_blank\" class=\"btn btn-info\">Amazon\u3067\u8cfc\u5165\u3059\u308b<\/a>\n        <span class=\"text-muted ml-2\">(Kindle\u3067\u3082\u8aad\u3081\u307e\u3059)<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>FIRE \u3068\u306f\u3001\u201dFinancial Independence, Retire Early\u201d \u306e\u3053\u3068\u3067\u3001\u7d4c\u6e08\u7684\u81ea\u7acb\u306b\u3088\u308b\u65e9\u671f\u30ea\u30bf\u30a4\u30a2\u3092\u6307\u3057\u305f\u8a00\u8449\u3067\u3042\u308b\u3002 \u3053\u306e\u5358\u8a9e\u3092\u77e5\u3089\u306a\u304b\u3063\u305f\u306e\u3060\u304c\u300130\u6b73\u524d\u5f8c\u3067\u307b\u307c\u30ea\u30bf\u30a4\u30a2\u3057\u3066\u308b\u307d\u3044\u4eba [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2762,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[47,50,45],"tags":[48,63,51],"class_list":["post-2449","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","category-life","category-travel","tag-finance","tag-fire","tag-life"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/ecpplus.net\/weblog\/wp-json\/wp\/v2\/posts\/2449","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ecpplus.net\/weblog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ecpplus.net\/weblog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ecpplus.net\/weblog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ecpplus.net\/weblog\/wp-json\/wp\/v2\/comments?post=2449"}],"version-history":[{"count":17,"href":"https:\/\/ecpplus.net\/weblog\/wp-json\/wp\/v2\/posts\/2449\/revisions"}],"predecessor-version":[{"id":2457,"href":"https:\/\/ecpplus.net\/weblog\/wp-json\/wp\/v2\/posts\/2449\/revisions\/2457"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ecpplus.net\/weblog\/wp-json\/wp\/v2\/media\/2762"}],"wp:attachment":[{"href":"https:\/\/ecpplus.net\/weblog\/wp-json\/wp\/v2\/media?parent=2449"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ecpplus.net\/weblog\/wp-json\/wp\/v2\/categories?post=2449"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ecpplus.net\/weblog\/wp-json\/wp\/v2\/tags?post=2449"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}